Buying a home with Granger & Oaks

Granger & Oaks in Nottingham can provide viewings for properties until 7:00pm in the evening and until 1:00pm on a Saturday.

Buying a house isn't easy. It can be a lengthy process, and it can sometimes take months or even years if you have a particularly tight criteria. Keeping track of where you have been, and what you have seen can be hard enough in itself, so we strongly recommend sitting down and making a list of the essential aspects you want your new home to fulfil.  We've produced a one page list here to help you keep notes and compare properties. It isnt exhaustive, but it hopefully helps..

FIRST TIME BUYERS

Buying a property can be the most stressful thing you will ever do. Our aim is to make that process as straightforward as possible, but the best advice we can give you is to prepare for the long-haul. The purchasing process isn't simple and with the best will in the world, it may well take a lot longer than you would like. We want you to be fully prepared, so if there is anything you are unsure about please ask us, however small it may seem.

We have arrangements with local Solicitors who can help you with your purchase, mortgage specialists who can help you arrange finance, and removal companies who can help you pack and move in.

MAKING AN OFFER

If you see a property that you like and you wish to make an offer please call us to make the initial verbal offer as soon as you can. We will then contact the vendor to put your offer forward. If the verbal offer is succesful, we will normally request that you also complete a formal PURCHASER OFFER FORM which will provide us further information to qualify your potential purchase. The form requires you to confirm the offer amount, your contact details, your offer amount, and information about your solicitor and mortgage. We will then hopefully be able to agree your offer with the vendor.

OFFER ACCEPTED

If your offer is accepted, the property status would then normally be changed to Sold - subject to contract. You will need to appoint a solicitor to complete the conveyancing for you, and you will normally need to pay them to start the process. If you are taking out a mortgage you will also need to complete the application with your IFA or bank.

If you have not selected a solicitor or IFA yet, Granger & Oaks can provide you with details of local suppliers that purchasers have used in the past who may be able to assist.

CONVEYANCING 

It's very rarely straightforward, and normally takes longer than you'd like for one reason & another, so be prepared. We strongly recommend not choosing your solicitor purely on price!

SURVEY

If you are taking out a mortgage, your lender will normally carry out a valuation - this shouldnt be confused with a survey. When purchasing a property it is normally recommended to have a survey completed. Surveys come in three different types, from a basic condition report to a full building survey. The link here to 'Which' provides more detail and also a rough guide to price  www.which.co.uk/house-surveys-explained.

EXCHANGE & COMPLETION

It's the bit that confuses most people but it's actually pretty straighforward. Exchange is the point of no return. Once contracts are exchanged you are legally bound to complete the purchase on the agreed completion date. You should also have arranged buildings insurance.

Completiion, as it sounds,  is the very end of the process. At this point, traditionally midday, funds will change hands and you should be packed and ready to move-out of your old house and into the new.

REMOVALS 

You can either rope in family & friends and do it yourself, or you can instruct a removal company. If you need any recommendations, just ask....

Good Luck!

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Testimonials

  • Claire O'Neill - Landlord and subsequently Vendor

    A huge thanks to the team at Granger & Oaks - they were a pleasure to deal with and I would have no hesitation in recommending them . Granger & Oaks managed my letting READ MORE

  • Mr Wotjak - Tenant, Purchaser & Landlord

    "I am in the unique position to have been involved with Go Property as both a tenant and as a landlord and in both cases have found their services to be excellent. They have READ MORE

  • Mr Sansom - Landlord

    "Being a landlord myself wih several properties managed by various agents arouind the country I would have to save without a doubt that GO have been the best a long shot. They READ MORE

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LATEST NEWS

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        Every month we like to highlight all the great work done by all the wonderful property professionals at Granger & Oaks during the previous month. ‘Treating it like our READ MORE

  • And the latest Star Performer Award goes to...

    05/04/2017

      Every month we like to highlight all the great work done by all the wonderful property professionals at Granger & Oaks during the previous month. ‘Treating it like our own’ READ MORE

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